What insurance do I need for catering?

If you run a catering business and have staff working for you, you’re required by law to have employer’s liability insurance. This will cover you for claims brought against you by employees should they become ill or suffer injury while working for you.Click to see full answer. Herein, what kind of insurance does a caterer need? General liability insurance costs for caterers Caterers pay a median premium of less than $40 per month, or $465 annually, for general liability insurance. This policy protects catering businesses against customer injuries and customer property damage, along with advertising injuries.Additionally, how much is catering insurance UK? The average UK annual public liability insurance premium costs £119.37, according to AXA. However, some small businesses and sole traders will pay less than that and it can be as little as £40 a year. Also know, what insurance do I need for a mobile catering van? Public liability insurance is a popular choice for street food businesses, as it can cover compensation claims made by a member of the public for injury, or for damage to their property. Employers’ liability insurance is a legal requirement for most businesses that employ staff. What is covered under commercial general liability insurance?Commercial General Liability (CGL) Commercial general liability (CGL) is a type of insurance policy that provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’ operations, products, or injury that occurs on the business’ premises.