Does insurance cover rental car when car is in shop?

Your vehicle must be in the shop due to a covered loss. Rental reimbursement coverage can be used while your vehicle is being repaired after an accident or another covered loss, not for routine maintenance or leisure. So, if your car is at the body shop after an accident, a rental car is covered up to your limit.Click to see full answer. Likewise, people ask, does an insurance company have to pay for a rental car?If your car was damaged due to another driver’s negligence, the other driver’s insurance company should pay your rental car costs for a reasonable length of repair time. If your car is totaled, many companies will pay for your rental as a courtesy, but they are not required to do so.Secondly, how does car rental through insurance work? Ideally, the insurance company will claim liability and provide a rental car promptly. If you’re at fault for an accident, or if your car was damaged in a non-collision event, your rental fees will only be covered if you added the optional rental reimbursement coverage to your policy. Also question is, how much does it cost to add rental car to insurance? Expect rental reimbursement coverage to add $2 to $15 per month to the cost of your insurance, depending in part on the level of coverage on your policy. Don’t confuse rental reimbursement insurance with the coverage you get when you rent a car for business or vacation travel.Who pays for rental car insurance after accident?Rental coverage pays for the cost of a rental while your vehicle is repaired after an accident. This coverage, available through your insurance company, costs about the same as renting a car for just one day but is not always included in your auto policy.