How does State Farm car rental insurance work?

If your car is in the repair shop because of damage that’s covered by your comprehensive or collision insurance, car rental reimbursement will help pay the cost to rent a car you can use to get to work, to school, or for other day-to-day activities. If you rent from a company in our network, we’ll pay them directly.Click to see full answer. In this way, does my State Farm policy cover rental cars? State Farm® rental reimbursement (or rental car coverage) can help cover the cost of a rental while your vehicle is not drivable or repairs are underway. State Farm will pay the daily rental charge, which includes: Daily rental rate. Mileage charges. Related taxes. Certain limits. Similarly, what does my State Farm insurance cover? State Farm ® Comprehensive Coverage. Comprehensive coverage pays to repair or replace a covered vehicle that’s stolen or damaged by something other than collision or rolling over. For example, damage caused by fire, wind, hail, flood, theft, vandalism, falling objects, and hitting an animal is covered. In this manner, how do you know if your insurance covers rental cars? However, be sure to check your car insurance policy or call your insurance company to find out which coverages extend to your rental car. If you’ll be paying for the rental with a credit card, check with your credit card company to see what additional rental car coverage is provided.Do you really need insurance on a rental car?Rental car companies typically offer insurance via a loss damage waiver or collision damage waiver (LDW or CDW). This type of insurance is important because it covers you in the event that your rental car is damaged in a collision, stolen or vandalized.